Business Asset Finance
Business Asset Finance: Invest in Your Growth
At Reality Finance, we believe that accessing the right assets shouldn’t be complicated. Whether you need to upgrade essential equipment, invest in cutting-edge technology, or expand your operations, our business asset finance solutions are designed to make the process simple, transparent, and tailored to your needs. We’re here to support you every step of the way, ensuring you can invest in your future with confidence. Our approach is clear and straightforward – no jargon, no hidden surprises. We listen to your specific needs, working with you to create flexible finance options that work for your business, helping you grow, build, and thrive without stretching your cash flow.
Funding Options: Flexible Solutions, Tailored to You
At Reality Finance, we understand that no two businesses are the same, and neither are their funding needs. That’s why we offer a wide range of funding options designed to fit your business like a glove. Whether you're looking for straightforward asset finance, leasing options, or more specialized solutions, we work with you to find the perfect fit, so you can focus on what matters most – growing your business.
Why Finance with Us?
Why Choose Asset Finance?
- No upfront costs
- Cheaper rates
- Same-day credit approvals
- Variety of funding options available
- Available terms: 12 months to 5 years
- Auto-approval for assets under £100k
- Spread your payments monthly
Spreading the cost of your assets
Paying cash upfront for business assets can be expensive and potentially risky for cash flow. Asset Finance spreads the cost of acquiring assets, giving you access to new equipment when your business needs it. This also leaves your cash reserves untouched and available for other areas of your business, enabling you to plan ahead financially.
How does our Finance work?
Speak to us and we will use our panel of lenders to find you the best monthly payment option.
1
Choose the asset or service your company needs
2
Speak to us and we will use our panel of lenders to find you the best monthly payment option
3
We take care of the paperwork and invoicing
4
Your product or service is delivered to you
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You pay for your new asset as you use it
Case Study
Cre8tive Space is a specialist commercial interior solutions provider. They design and build inspirational workspaces, creating environments that allow their customers and their teams to work to their full potential. We spoke to Stevette Potts, Managing Director at Cre8tive Space, about how Partnering with Reality Finance to offer their customers a finance option has "opened doors" for her business.
To highlight our Partnership success, we looked at an example of a project for Arken, providers of automated document drafting and business efficiency technology solutions for private client legal firms. A year since completion, we visited Arken's new Cre8tive-Space-designed office with Stevette to observe the impact the project has had on business success.
Challenge
As a growing business, Arken was looking to "change the business up" and expand into new premises. David Newick, Managing Director, was tasked with ensuring their new location would cater to their planned growth and also reflect the company culture he was trying to achieve.
Having already found a location, David needed a Supplier that could deliver a comprehensive design and fit-out solution within his "very compressed time-frame".
Solution
Through initial conversations with David, Stevette understood the urgency of his requirements for Arken. Given the specific nature of the situation, she quickly enlisted help from Jason Turner, her Account Manager at Reality Finance, to begin potentially getting the finance in place for the project.
Benefits
Stevette knew that "bringing Reality Finance in at a relatively early stage meant that while we were going through the quoting process, and negotiating that package, Reality in the background were actually taking care of all the finance issues without us really having to be concerned with that until the day we were told that the finance was in place and we could start our project."
Arken didn't need to take out the finance to complete the project, but David explained that "when you look at financing you've got to consider the state of your own business and in a fast-growing business like ourselves its really important that we apply capital in the right places. So rather than applying that to furniture and fit-out, we were able to take a deal with Reality Finance which meant that we could invest in our business the things that are creating really fast growth."
Case Study | Packaging Automation
Jason Turner, specialist Account Manager at Reality Finance arranged the finance on behalf of the company:
“Our customer needed to increase production quickly and we were keen to support them with getting the required kit into place. With the Packaging Automation supplied machine and our support with the funding, they were able to double their production line immediately”.
Supporting a Fast-Growing Food Manufacturer
Reality Finance have recently worked with Packaging Automation to support a Yorkshire-based manufacturer of specialist gluten and dairy-free food products. This company was producing over 20 million meals a year for major supermarkets and food outlets and was in demand to produce more of their product.
Challenge
With the new factory set up and running, and with the brand growing, orders from leading supermarket chains continued to increase. The production line was struggling to keep up with the demand, with the company having to turn away new orders, stopping the business from growing further.
The company recognized that to increase its production volume, it would need to invest in specialist machinery including an additional packaging and production line – a significant capital investment. With immediate cash reserves allocated to other areas of the business, the company needed an alternative method of funding its new equipment.
Solution
Reality Finance was able to put together a monthly payment solution, enabling the company to spread the cost of its investment over a 5-year period. The purchase was an Eclipse SL4 Atmospheric Heat-Sealing Machine Installation as well as spare parts, accessories, and delivery, supplied by Packaging Automation.
This new equipment was delivered and installed within weeks of the initial order, meaning the manufacturer could increase their production and meet the demands of their suppliers.
Jon Jorgenson , Chief Sales Officer, The Access Group
“Reality Finance provide competitive lease rates enabling our customers to spread the cost of purchasing new equipment with our Easy Payment scheme. They are happy to talk directly with our customers and offer expert financial advice. In this difficult economic climate, we are looking to build on our relationship to make purchasing even easier for our customers.”
Mark Jackson-Nichols , Director, Loma Systems
Having Reality Finance as a partner has enabled our customers to invest in our tray sealing lines which is vital capital equipment that has enabled them to grow their businesses and improve efficiencies much quicker than if they had waited to generate the cash to pay for these assets.
We have always found the team at Reality Finance to be extremely responsive and supportive of us and our joint customers through the whole purchasing process, making it as smooth and swift as possible.
Sam Ashton , Commercial Director, Packaging Automation Ltd
Working with Reality Finance has allowed my sales teams to close of a number of deals that would not of been possible without their knowledge and experience of arranging finance in my industry.
James Cannon , Managing Director, Guestline
Why Reality Finance?
5 star service rating
Verified by Feefo
Over 30 lenders on our panel
so we can source you the best deal
Lender in our own right
Provides additional flexibility
Funding hard and soft assets
Anything you need for your business
24 years of trading
Established in 2000 and privately owned
