Monthly Business Finance Made Easy

At Reality Finance, we provide flexible business funding solutions tailored to fit companies and assets of all types and sizes. Whether you're looking to finance VAT or Corporation Tax, office refurbishments, IT hardware or software, we’re here to help you secure the best deal for your business.

As a direct lender, we offer a faster, more cost-effective service, ensuring you get the equipment you need to keep your business running smoothly—without the hassle.

Finance for Your Business with Reality Finance

At Reality Finance, we offer your business funding solutions for new investments or business equipment. From office fit-outs & refurbishments to IT Hardware and Software, our Brokers work to secure you the best finance deal appropriate for your business.   

Your Business Funding Options

There are many different business funding solutions to boost cash flow, upgrade equipment, manage tax bills, and spread the cost of equipment. At Reality Finance, your dedicated finance broker will explain your business options based on your circumstances and the reason for your enquiry, such as upgrading office equipment, to ensure you are aware of the solutions available to you.

• No upfront costs
• Cheaper rates than typical high-street lending
• Work with any supplier
• 5-star service rating on Feefo
• Same-day credit approvals for qualifying applications
• Variety of funding options available
• No minimum turnovers
• Available terms: 3 months to 5 years

What sets us apart from other Asset Finance Brokers

We keep things simple, human, and fast.

You’ll have a dedicated Account Manager who knows you, your business, and your customers — not a call centre, not a ticket number, and definitely not an AI chatbot telling you to visit a help page. When you need us, we’re available. No call queues. No waiting days for a reply.

We don’t believe in complicated forms or unnecessary hoops. Our process is designed to move quickly, with clear questions, straightforward requirements, and decisions made without delay. That speed matters — especially when your customer is ready to buy.

What really sets us apart is our blend of technology and experience. We’ve invested heavily in smart systems that streamline quoting, approvals, and payouts — but they’re always backed by real people. Many of our team have been with us for 25 years, bringing deep industry knowledge and practical judgement that technology alone can’t replace.

Our 3 Step Process

Business Funding Eligibility Criteria

• UK-based business – Your company must be registered and trading in the UK

• Company structure – Limited Companies, Limited Liability Partnerships, or Partnerships with four or more partners

• Trading history – Typically a minimum of two years’ trading, though this can be flexible in certain circumstances