Your funding partner
for business growth

Yes. We understand that every business has to start somewhere. Although some lenders prefer businesses with an established trading history, we work with a wide panel of lenders offering different funding criteria. This means we may be able to find a suitable solution for newer businesses and start-ups, depending on your circumstances.

A lower turnover doesn’t necessarily mean you won’t qualify for funding. Lenders consider several factors, including your trading history, financial position, affordability and the equipment or assets you’re looking to fund. Our team will assess your requirements and explore the options available to your business.

Funding usually involves interest or other charges, so the overall cost may be higher than purchasing outright. However, spreading the cost over manageable monthly payments allows you to preserve working capital and keep cash available for other business priorities. For many businesses, that flexibility can be valuable.

We believe in being transparent about the cost of funding. Any applicable fees, charges and repayment terms will be explained before you enter into an agreement, so you can make an informed decision. We encourage you to ask questions and make sure you’re comfortable with the full cost before proceeding.

We understand that business circumstances can change. If you experience financial difficulties or your requirements change during your agreement, contact us as early as possible. We’ll help you understand your options and, where appropriate, work with your lender to explore possible solutions. Any changes will depend on your agreement and the lender’s approval.

Approval times vary depending on the type of funding, the lender and the complexity of your application. Straightforward applications can sometimes receive a decision within 24–48 hours, while more complex requirements may take longer. Our experienced team will guide you through the process and keep you updated at every stage.

The information required will depend on your business and the funding you’re looking for. Typically, we’ll ask for basic company details, the amount you wish to fund and information about the equipment or asset. Some lenders may also request financial accounts, bank statements or additional supporting documents. We’ll explain exactly what’s needed and help make the process as straightforward as possible.

That’s where we can help. With access to over 25 lenders and a range of business funding solutions, we’ll take the time to understand your requirements and recommend suitable options. Whether you’re purchasing equipment, investing in vehicles or looking to improve cash flow, our team can help you find a funding solution that works for your business.

Yes, many types of used and refurbished equipment can be funded. Eligibility will depend on factors such as the age, condition, value and type of asset, as well as the lender’s criteria. From machinery and commercial vehicles to technology and specialist equipment, we’ll explore the funding options available.